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Health Insurance Requirements for Exchange Visitors

Under US Department of State requirements, all J-1 Exchange Visitors (including J-1 students and J-1 scholars) and their J-2 dependent family members are required to have insurance that meets or exceeds the requirements listed in the table below. Failure to maintain adequate insurance may lead to termination of J-1 / J-2 status. For this reason, it is essential that you understand and obtain adequate insurance coverage that meets the J visa obligations.

J-1 / J-2 Insurance Requirements

Insurance plans must provide you and any J-2 family members with benefits to cover medical expenses. In addition, the plan must include a low deductible per accident or illness, and coverage for expenses including medical evacuation to your home country and repatriation of remains in the case of death.

Coverage Item Minimum Coverage Requirement
Medical Benefits $100,000 per accident or illness
Medical Evacuation $50,000
Repatriation of Remains $25,000
Deductible $500 maximum per accident or illness

If your insurance plan provides only medical benefits but does not provide for medical evacuation or repatriation of remains, you may need to purchase a supplemental insurance plan that covers these requirements.

How to Obtain J-1 Insurance Coverage

External Insurance Providers